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BRI upholds a Code of Conduct (BRI Code of Conduct) as basic value for the company, Board of Directors, Board of Commissioners and all employees in carrying out their work professionally. BRI Code of Conduct applies to all BRI personnel at all levels of the organization. Continuous implementation of BRI Code of Conduct reflected in the form of attitudes, actions, commitments and provisions that support the creation of a corporate culture.

The policies regarding BRI Code of Conduct and its implementation are stated in Directors Circular No. 09.a-DIR/KEP/03/2023 concerning Corporate Governance.

Code of Conduct Principles

  1. Leader Commitment and Example
    Leaders’ commitment is reflected in the obligation of the Board of Directors and Board of Commissioners to declare their willingness to comply with BRI Code of Conduct through Annual Statement. In addition, the Board of Directors and Board of Commissioners also represent as role models for all ‘Insan Brilian’ in guiding and implementing BRI Code of Conduct.
  2. Transparency
    The principle of transparency is displayed through the transparent and genuine publications provided by the organisation, regarding the policy, implementation and violations of the Code of Conduct occurred at BRI.
  3. Accountability
    BRI's responsibility in Code of Conduct implementation is reflected, among other things, in BRI's relationships with customers, competitors, working partners, regulators, stakeholders as well as the community and the environment. The responsibility to comply with the Code of Conduct for ‘Insan Brilian’ is documented in the Code of Conduct Statement and demonstrated in employee behaviors in carrying out their duties and responsibilities.
  4. Control
    Violations of the Code of Conduct could be reported through the Whistleblowing System (WBS) mechanism. If the results of the investigation proved that the violation is proven, sanctions will be imposed in accordance with the BRI Disciplinary Regulations.
  5. Supervision
    Regarding the implementation of the Code of Conduct policy, monitoring and evaluation is carried out to ensure that the Code of Conduct policy is well understood and well implemented by Insan Brilian, so that it could consistently serves as a guide for Insan BRIlian. BRI Code of Conduct policy is also continually being reviewed in order to conform with the current conditions.

Code of Conduct Key Points

The implementation of BRI Code of Conduct is divided into the Corporate Code of Conduct and the Insan BRI’s Code of Conduct. The Elements of the Bank Code of Conduct and Insan BRI’s Code of Conduct are as follows:

  1. Corporate Code of Conduct
    1. Compliance with Laws and Regulatory Policies
    2. Relationship between organization and Insan BRI
    3. Relationship between organization and Customers
    4. Relationship between organization and Competitors as well as Partners
    5. Relationship between organization and Shareholders and Investors
    6. Relationship between organization and Regulators
    7. Relationship between organization and Society and the Environment
    8. Ethics as a Business Group (BRI Group)
    9. Gratification Control, Anti-Bribery and Anti-Corruption
  2. Insan BRI’s Code of Conduct
    1. Compliance with Laws and Regulatory Policies
    2. Individual Behaviour of Insan BRI
    3. Relationship between Insan Brilian and Customers
    4. Relationship between Insan Brilian and Competitors and Partners
    5. Relationship between Insan Brilian and employees including BRI Group employees
    6. Relationship between Insan Brilian and with Regulators
    7. Relationship between Insan Brilian and Society and the Environment
    8. Gratification Control, Anti-Bribery and Anti-Corruption

Commitment to Code of Conduct

BRI's commitment to implementing the Code of Conduct is carried out through the behavior of leaders as role models, the existence of a mechanism for reporting code of conducts violations, continuous process to update & review the policy, and comperehensive communication to all Insan BRIlian regarding BRI Code of Conduct.

All Insan BRIlian, namely the Board of Directors, Board of Commissioners and all employees, are required to know, understand and implement BRI Code of Ethics in accordance with applicable regulations. Insan BRIlians are required to make a Code of Conduct Statement annually as a form of commitment to comply with the Company's Code of Conduct. The Code of Conduct Statement is a mandatory requirement for employee to continue working with the Company.

Code of Conduct Dissemination

In order to increase Insan BRIlian’s understanding of the Corporate Code of Conduct, BRI communicates the Code of Conduct policy to all Insan BRIlian, including through:

  1. Company website.
  2. Landing Page on the BRISTARS application.
  3. Collective Labor Agreement between the Company’s Workers Union and the Company’s Management.
  4. Posters, videos and other advertising media at the Company’s offices.

Code of Conduct Consultation Media

Consultations in the form of questions regarding the implementation of the Code of Conduct can be carried out by employee via e-mail to the following address: kode-etik@corp.bri.co.id

Implementation and Enforcement of Corporate Code of Conduct

In order to ensure the enforcement of Code of Conduct in the company, the Board of Commissioners, Directors and all BRI employees are committed to carry out the Bank's business by implementing ethics in the banking conducts. This commitment is manifested in:

  1. Statement of Code of Ethics
    All of Insan BRIlians are required to know and understand well and declare a "Statement of Compliance with the Code of Conduct" yearly.
  2. Commitment of Management and All BRI Employees
    The commitment of management and all employees not to accept or give gratuities in the form of money and/or goods related to their obligations or responsibilities, published in the media and the Corporate's website.
  3. Conflict of Interest Annual Disclosure
    All of Insan BRIlians are required to make an annual statement (annual disclosure) regarding conflicts of interest yearly, and all working units are required to submit reports on transactions/decisions containing conflicts of interest every month.
  4. Integrity Pact
    The signing of the Integrity Pact is carried out by the procurement committee, user, vendors or partners throughout the procurement process for goods and services at BRI. In addition, every year the Board of Directors and Board of Commissioners signed a GCG Statement as a form of commitment to implementing the principles of Good Corporate Governance. Meanwhile, all employees signed a commitment to Anti-Fraud and Gratification Control at the BRiILiaN Improvement Forum which is held every year.
  5. Whistleblowing System
    All violations of BRI Code of Conduct are reported through the Whistleblowing System (WBS) mechanism. If the results of the investigation regarding violation of the Code of Conduct is proven, sanctions will be imposed in accordance with the provisions for BRI disciplinary violations.