Annual Report 2020

6 125 Years BRI Helps To Leverage MSMEs. Changing Adversities to Will-Power BRI Micro & SME Index (BMSI) Q4-2020: Optimism of MSMEs in the Midst of Economic Recovery Challenges BMSI is an index intended for assessment of MSMEs Practitioners activities to update current situations and measure expectations for the next 3 months. The index was launched in November 2020 to measure MSMEs business activities while also as a form BRI engagement to MSMEs in Indonesia. The MSMEs optimism remains high in entering Q1 - 2021, as reflected from expectation index of above 100 levels, even though business activity at Q4-2020 slightly declined in line with the decrease of economic growth in QoQ. BMSI Bergerak Sejalan dengan Arah Pertumbuhan Ekonomi Indeks Ekspektasi Aktivitas Bisnis (IEAB) "...UMKM masih menunjukkan optimisme meski menghadapi kondisi yang kurang mendukung di beberapa bulan akhir tahun 2020…" 70.8 Q1’20 Q2’20 Q3’20 Q4’20 -2.41 -4.19 5.05 -0.42 65.5 84.2 81.5 IAB PDB, QoQ 75.6 89.8 109.3 105.4 Q1’20 Q2’20 Q3’20 Q4’20 Sementara itu IEAB berada di level 105,4. Hal ini menunjukkan pelaku UMKM masih optimis menyambut Q1 - 2021 dengan index masih >100 Indeks Aktivitas Bisnis (IAB) Aktivitas UMKM pada Q4-2020 menurun disebab- kan oleh faktor-faktor : - Pengetatan PSBB pada akhir Q3-2020 - Pembatalan libur panjang - Faktor musiman sektor usaha Namun pelaku UMKM masih memiliki optimisme menyambut Q1-2021 BMSI Moves in Harmony with the Economic Growth Directives Business Activity I dex (IAB) Business Activity Expectatio Index (IEAB) MSMEs Activity at Q4-2020 decres d d e to the following f ctors: - PSBB Restrictions at the end of Q3-2020 - Cancellation of long holidays - Seasonal factof of busines sectors However MSME players remain optimistic in entering Q1-2021 Whil IEAB a a level of 105.4. This i dicates the optimisms of SME players in entering Q1-2021with an index of >100 “. .MSME remains optimistic even though facing unfavorable con itions i the l st co ple of o ths in 2020...”