Annual Report 2020

Annual Report 2020 5 PT Bank Rakyat Indonesia (Persero) Tbk. Performance Highlights Management Reports Company Profile Management Discussion & Analysis Corporate Governance Corporate Social Responsibility BRI has successfully navigated the toughest year by being able to record positive performance due to a strategy that focusing on efforts to reviving Micro, Small and Medium Enterprise (MSMEs) communities and becoming the Government main partner in supporting the success of National Economic Recovery Program (NER) 1. Total Assets reached Rp1,511.81 trillion or grew 6.7% year on year 2. Loans reached Rp938.37 trillion or grew 3.89% year on year, attributed by MSMEs segment with a composition of 82.13% 4. Net Profit reached Rp18.66 trillion 5. Credit Quality well mantained with adequate allowance. Non Performing Loans (NPL) Ratio was managed at 2.99% and NPL Coverage 237.73% 6. Liquidity Conditions adequate with Loan to Deposit Ratio (LDR) of 83.70% 7. Capital Conditions strong with Total CAR of 21.17% 3. Third Party Funds reached Rp1,121.10 trillion, with Low Cost Funds increased by 59.67%