Table of Contents Performance Highlights Company Profile Report of The Board of Directors and Board of Commissioners Corporate Governance PT Bank Rakyat Indonesia (Persero) Tbk. 2023 Annual Report 6 Performance Highlights Report of The Board of Directors and Board of Commissioners Company Profile 1 Themes and Meaning of Themes 2 Theme Continuity 6 Table of Contents 9 Company at A Glance 10 Milestones 14 Our Best Contribution 24 Important Performance Achievement in 2023 26 Financial Summary and Financial Ratio 26 Financial Summary and Financial Ratio 32 Operational Overview 34 Stock Information 35 Corporate Action 35 Temporary Termination of Stock Trading (Suspension) and/or Shares Registration (Delisting) 36 Information of Bonds, Sukuk, and/ or Conversion Bonds 38 Information on Other Funding Sources 38 Company Rating 2023 40 Significant Events 46 Board of Directors’ Report 60 Board of Commissioners’ Report 74 2023 Annual Report Responsibilities 78 Company Identity 79 Name and Address of Regional Offices and Overseas Branch Offices 81 Company Brand 82 Brief History of The Company 84 Description of Name Change 86 Vision, Mission and Corporate Culture 86 Vision 86 Mission 86 Reviews of Vision and Mission by The Board of Commissioners and Board of Directors 87 Corporate Culture 89 Business Activities 89 Business Activities According to The Article Association and Business Activities Conducted 90 Products and Services 96 Operating Area 100 Organizational Structure 102 List of Association Membership 104 Board of Directors’ Profile 119 Board of Commissioners’ Profile 132 Executive Officer Profile 137 Employee Profile 137 Number of Employees by Gender 137 Number of Employees by Position Level 137 Number of Employees by Age Range 138 Number Of Employees By Education Level 138 Number of Employees by Status 139 Number of Employees by Generation
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