BRI has forged a long-standing history of providing banking and financial services to the small-scale economic segment in Indonesia. In 2019, the Bank reached its 124th year of operations, unwavered in its commitment to catering to the needs of micro, small, and medium enterprises (MSMEs). It is likely that BRI is one of the few banks in the world that consistently endeavors to provide the best services to this particular segment and to ultimately drive the people’s economy, as evident from the growing number of MSME customers that graduate to a higher segment every year. Honoring BRI’s antecedents and its upcoming 125th anniversary in 2020, this year’s annual report carries the theme of ‘continuously growing and empowering micro and small enterprises, deepening their role for the nation’. BRI has put many actions in place and will continue to do so to realize its vision of being the Most Valuable Bank in Southeast Asia and Home to the Best Talent. It has proven capacity as a Annual Report 2019 Continuously Fostering and Empowering Micro and Small Enterprises Deepening Their Role for the Nation development agent and as a financial intermediary institution. Amid credit and thirdparty funds slowdown in 2019, BRI was able to maintain a higher than industry growth in both aspects. BRI’s strong commitment to providing the best services and to deliver optimal results has taken the Bank to the next level of performance. BRI successfully maintained its position as Indonesia’s largest bank with Rp1,416.8 trillion in assets in 2019. In the same year, the Bank brought home numerous acclaims from reputable, independent institutions for its products and services. BRI also proactively supported the government’s programs, such as programs on financial inclusion, channeling of subsidized micro loans (KUR), and the disbursement of non-cash social assistance. These positive results are attributed to BRI’s discipline in implementing the principles of sustainable finance and good corporate governance. PT Bank Rakyat Indonesia (Persero) Tbk. 2023 Annual Report 5
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