[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan Statement of financial position
30 September 2015 31 December 2014
Aset Assets
Kas 21,108,125 22,469,167 Cash
Dana yang dibatasi penggunaannya Restricted funds
Giro pada bank indonesia 52,868,550 51,184,429 Current accounts with bank Indonesia
Giro pada bank lain Current accounts with other banks
Giro pada bank lain pihak ketiga 9,067,730 10,570,382 Current accounts with other banks third parties
Giro pada bank lain pihak berelasi 8,627 10,058 Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain Allowance for impairment losses for current accounts with other bank
Penempatan pada bank indonesia dan bank lain Placements with bank Indonesia and other banks
Penempatan pada bank indonesia dan bank lain pihak ketiga 28,441,746 61,745,442 Placements with bank Indonesia and other banks third parties
Penempatan pada bank indonesia dan bank lain pihak berelasi 100,000 290,000 Placements with bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain Allowance for impairment losses for placements with other banks
Piutang asuransi Insurance receivables
Piutang asuransi pihak ketiga Insurance receivables third parties
Piutang asuransi pihak berelasi Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan Marketable securities
Efek-efek yang diperdagangkan pihak ketiga 17,170,217 38,171,013 Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi 91,626,518 45,997,447 Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali 15,058,922 39,003,595 Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga 10,901,322 10,481,172 Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi 135,355 46,813 Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya Allowance for impairment losses for bills and other receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak ketiga 6,539,038 5,941,236 Acceptance receivables third parties
Tagihan akseptasi pihak berelasi 738,563 584,452 Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi Allowance for impairment losses for acceptance receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak ketiga 5,893 536 Derivative receivables third parties
Tagihan derivatif pihak berelasi Derivative receivables related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan pihak ketiga 446,006,384 414,030,140 Loans third parties
Pinjaman yang diberikan pihak berelasi 78,571,673 81,067,148 Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan ( 17,601,240 ) ( 15,886,145 ) Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan Receivables from clearing and settlement guarantee institution
Piutang nasabah Receivables from customers
Piutang nasabah pihak ketiga Receivables from customers third parties
Piutang nasabah pihak berelasi Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah Allowance for impairment losses for receivables from customers
Piutang murabahah Murabahah receivables
Piutang murabahah pihak ketiga 9,891,676 9,996,195 Murabahah receivables third parties
Piutang murabahah pihak berelasi 13,026 24,543 Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah ( 206,402 ) ( 162,163 ) Allowance for impairment losses for murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak ketiga 7,838 10,383 Istishna receivables third parties
Piutang istishna pihak berelasi Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna ( 71 ) ( 846 ) Allowance for impairment losses for istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga Ijarah receivables third parties
Piutang ijarah pihak berelasi Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen Allowance for impairment losses for consumer financing receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak ketiga 459,055 591,849 Qardh funds third parties
Pinjaman qardh pihak berelasi Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh ( 19,899 ) ( 18,677 ) Allowance for impairment losses for qardh funds
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah pihak ketiga 1,064,186 883,740 Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi 0 2,923 Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah ( 12,774 ) ( 10,352 ) Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah pihak ketiga 4,975,110 4,089,920 Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah ( 99,399 ) ( 84,612 ) Allowance for impairment losses for musyarakah financing
Investasi sewa Lease investments
Investasi sewa pihak ketiga Lease investments third parties
Investasi sewa pihak berelasi Lease investments related parties
Investasi sewa nilai residu yang terjamin Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan Lease investments deferred financing income
Investasi sewa simpanan jaminan Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa Allowance for impairment losses for lease investments
Tagihan anjak piutang Factoring receivables
Tagihan anjak piutang pihak ketiga Factoring receivables third parties
Tagihan anjak piutang pihak berelasi Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang Allowance for impairment losses for factoring receivables
Piutang lainnya Other receivables
Piutang lainnya pihak ketiga Other receivables third parties
Piutang lainnya pihak berelasi Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya Allowance for impairment losses for other receivables
Aset keuangan lainnya Other financial assets
Obligasi pemerintah 4,068,594 4,303,596 Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka Advances
Biaya dibayar dimuka Prepaid expenses
Pajak dibayar dimuka Prepaid taxes
Klaim atas pengembalian pajak Claims for tax refund
Aset pajak tangguhan 1,444,537 1,688,872 Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas 263,617 249,629 Investments accounted for using equity method
Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investments in subsidiaries, joint ventures and associates
Investasi pada entitas anak 1,646 1,646 Investments in subsidiaries
Investasi pada entitas ventura bersama Investments in joint ventures
Investasi pada entitas asosiasi 298 298 Investments in associates
Aset reasuransi Reinsurance assets
Aset imbalan pasca kerja Post-employment benefit assets
Goodwill Goodwill
Aset takberwujud selain goodwill Intangible assets other than goodwill
Properti investasi Investment properties
Aset ijarah Ijarah assets
Aset tetap 7,058,918 5,917,470 Property and equipment
Agunan yang diambil alih Foreclosed assets
Aset lainnya 12,641,754 8,792,891 Other assets
Jumlah aset 802,299,133 801,984,190 Total assets
Liabilitas, dana syirkah temporer dan ekuitas Liabilities, temporary syirkah funds and equity
Liabilitas Liabilities
Liabilitas segera 5,984,968 7,043,772 Obligations due immediately
Bagi hasil yang belum dibagikan Undistributed profit sharing
Dana simpanan syariah Sharia deposits
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 77,795,020 57,587,994 Current accounts third parties
Giro pihak berelasi 32,283,835 31,842,273 Current accounts related parties
Giro wadiah Wadiah demand deposits
Giro wadiah pihak ketiga 1,114,613 608,688 Wadiah demand deposits third parties
Giro wadiah pihak berelasi 4,503 13,225 Wadiah demand deposits related parties
Tabungan Savings
Tabungan pihak ketiga 233,804,689 232,399,774 Savings third parties
Tabungan pihak berelasi 293,662 322,745 Savings related parties
Tabungan wadiah Wadiah savings
Tabungan wadiah pihak ketiga 3,447,660 3,296,206 Wadiah savings third parties
Tabungan wadiah pihak berelasi 2,600 2,453 Wadiah savings related parties
Deposito berjangka Time deposits
Deposito berjangka pihak ketiga 215,087,766 224,908,019 Time deposits third parties
Deposito berjangka pihak berelasi 57,819,860 58,549,525 Time deposits related parties
Deposito wakalah Wakalah deposits
Deposito wakalah pihak ketiga Wakalah deposits third parties
Deposito wakalah pihak berelasi Wakalah deposits related parties
Simpanan dari bank lain 4,360,805 8,655,392 Other banks deposits
Efek yang dijual dengan janji untuk dibeli kembali 8,409,770 15,456,701 Securities sold with repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak ketiga 1,592,481 717,523 Derivative payables third parties
Liabilitas derivatif pihak berelasi Derivative payables related parties
Utang asuransi Insurance payables
Liabilitas kepada pemegang polis unit-linked Liabilities to policyholder in unit-linked contracts
Utang bunga Interest payables
Liabilitas akseptasi 7,277,601 6,525,688 Acceptance payables
Utang usaha Accounts payable
Uang muka dan angsuran Advances and installments
Utang dividen Dividends payable
Utang dealer Dealer payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima pihak ketiga 6,145,379 24,786,862 Borrowings third parties
Pinjaman yang diterima pihak berelasi 100,000 200,000 Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan Securities issued
Obligasi 10,273,581 6,143,612 Bonds
Sukuk ijarah Ijarah sukuk
Surat utang jangka menengah 2,473,932 2,114,378 Mid-term loans
Efek yang diterbitkan lainnya Others securities issued
Liabilitas kontrak asuransi Insurance contract liabilities
Utang perusahaan efek Securities company payables
Provisi Provisions
Pendapatan ditangguhkan Deferred income
Liabilitas sewa pembiayaan Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi 536 398 Estimated losses on commitments and contingencies
Beban akrual Accrued expenses
Utang pajak 468,227 59,805 Taxes payable
Liabilitas pajak tangguhan Deferred tax liabilities
Liabilitas lainnya 5,372,443 3,487,265 Other liabilities
Kewajiban imbalan pasca kerja 6,191,979 6,687,532 post-employment benefit obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi pihak ketiga 66,780 77,582 Subordinated loans third parties
Pinjaman subordinasi pihak berelasi Subordinated loans related parties
Jumlah liabilitas 680,372,690 691,487,412 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current account
Giro mudharabah pihak ketiga Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi Mudharabah current account related parties
Tabungan mudharabah Mudharabah saving deposits
Tabungan mudharabah pihak ketiga 583,093 373,816 Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi 373 Mudharabah saving deposits related parties
Deposito berjangka mudharabah Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga 13,698,948 12,295,645 Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi 11,850 121,483 Mudharabah time deposits related parties
Bank Bank
Giro mudharabah Mudharabah current account
Tabungan mudharabah (ummat) Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah Mudharabah time deposits
Efek yang diterbitkan bank Bank securities issued
Investasi mudharabah antar bank Interbank mudharabah investments
Sukuk mudharabah Mudharabah sukuk
Sukuk mudharabah subordinasi Subordinated mudharabah sukuk
Jumlah dana syirkah temporer 14,294,264 12,790,944 Total temporary syirkah funds
Jumlah akumulasi dana tabarru Total accumulated tabarru's funds
Ekuitas Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk Equity attributable to equity owners of parent entity
Saham biasa 6,167,291 6,167,291 Common stocks
Saham preferen Preferred stocks
Tambahan modal disetor 2,773,858 2,773,858 Additional paid-in capital
Saham tresuri Treasury stocks
Uang muka setoran modal Advances in capital stock
Cadangan Reserves
Komponen ekuitas lainnya ( 1,237,642 ) ( 18,272 ) Other components of equity
Saldo laba (akumulasi kerugian) Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya Appropriated retained earnings
Cadangan umum dan wajib 3,022,684 3,022,684 General and legal reserves
Cadangan khusus 15,093,057 12,426,475 Specific reserves
Saldo laba yang belum ditentukan penggunaannya 81,636,322 73,158,614 Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk 107,455,570 97,530,650 Total equity attributable to equity owners of parent entity
Kepentingan non-pengendali 176,609 175,184 Non-controlling interests
Jumlah ekuitas 107,632,179 97,705,834 Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas 802,299,133 801,984,190 Total liabilities, temporary syirkah funds and equity