[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan Statement of financial position
31 December 2016 31 December 2015
Aset Assets
Kas 25,212,024 28,771,635 Cash
Dana yang dibatasi penggunaannya Restricted funds
Giro pada bank indonesia 55,635,946 61,717,798 Current accounts with bank Indonesia
Giro pada bank lain Current accounts with other banks
Giro pada bank lain pihak ketiga 10,999,867 8,667,640 Current accounts with other banks third parties
Giro pada bank lain pihak berelasi 22,848 68,452 Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain Allowance for impairment losses for current accounts with other bank
Penempatan pada bank indonesia dan bank lain Placements with bank Indonesia and other banks
Penempatan pada bank indonesia dan bank lain pihak ketiga 77,683,134 48,784,164 Placements with bank Indonesia and other banks third parties
Penempatan pada bank indonesia dan bank lain pihak berelasi 459,620 1,050,500 Placements with bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain Allowance for impairment losses for placements with other banks
Piutang asuransi Insurance receivables
Piutang asuransi pihak ketiga Insurance receivables third parties
Piutang asuransi pihak berelasi Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan Marketable securities
Efek-efek yang diperdagangkan pihak ketiga 30,421,597 23,342,521 Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi 101,061,727 101,548,772 Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan ( 758 ) ( 758 ) Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali 1,557,370 845,125 Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga 9,104,760 7,157,449 Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi 240,712 123,434 Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya Allowance for impairment losses for bills and other receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak ketiga 5,197,938 4,451,893 Acceptance receivables third parties
Tagihan akseptasi pihak berelasi 494,645 711,578 Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi Allowance for impairment losses for acceptance receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak ketiga 91,657 Derivative receivables third parties
Tagihan derivatif pihak berelasi Derivative receivables related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan pihak ketiga 549,758,360 471,350,379 Loans third parties
Pinjaman yang diberikan pihak berelasi 93,712,615 93,130,159 Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan ( 22,184,296 ) ( 17,162,183 ) Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan Receivables from clearing and settlement guarantee institution
Piutang nasabah Receivables from customers
Piutang nasabah pihak ketiga Receivables from customers third parties
Piutang nasabah pihak berelasi Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah Allowance for impairment losses for receivables from customers
Piutang murabahah Murabahah receivables
Piutang murabahah pihak ketiga 10,411,090 9,988,662 Murabahah receivables third parties
Piutang murabahah pihak berelasi 84,972 14,612 Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah ( 281,709 ) ( 222,925 ) Allowance for impairment losses for murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak ketiga 5,900 7,428 Istishna receivables third parties
Piutang istishna pihak berelasi Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna ( 140 ) ( 187 ) Allowance for impairment losses for istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga 3,636 20,545 Ijarah receivables third parties
Piutang ijarah pihak berelasi 282,545 25,714 Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen Allowance for impairment losses for consumer financing receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak ketiga 291,504 398,796 Qardh funds third parties
Pinjaman qardh pihak berelasi 3,884 77 Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh ( 2,270 ) ( 11,338 ) Allowance for impairment losses for qardh funds
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah pihak ketiga 1,250,211 1,121,466 Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi 35,371 Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah ( 14,097 ) ( 14,901 ) Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah pihak ketiga 4,997,220 5,036,706 Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi 382,610 Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah ( 193,940 ) ( 102,901 ) Allowance for impairment losses for musyarakah financing
Investasi sewa Lease investments
Investasi sewa pihak ketiga Lease investments third parties
Investasi sewa pihak berelasi Lease investments related parties
Investasi sewa nilai residu yang terjamin Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan Lease investments deferred financing income
Investasi sewa simpanan jaminan Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa Allowance for impairment losses for lease investments
Tagihan anjak piutang Factoring receivables
Tagihan anjak piutang pihak ketiga Factoring receivables third parties
Tagihan anjak piutang pihak berelasi Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang Allowance for impairment losses for factoring receivables
Piutang lainnya Other receivables
Piutang lainnya pihak ketiga 2,070,300 Other receivables third parties
Piutang lainnya pihak berelasi Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya Allowance for impairment losses for other receivables
Aset keuangan lainnya Other financial assets
Obligasi pemerintah 3,318,434 3,815,958 Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka Advances
Biaya dibayar dimuka Prepaid expenses
Jaminan Guarantees
Pajak dibayar dimuka Prepaid taxes
Klaim atas pengembalian pajak Claims for tax refund
Aset pajak tangguhan 2,520,930 1,983,774 Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas 262,891 Investments accounted for using equity method
Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investments in subsidiaries, joint ventures and associates
Investasi pada entitas anak 1,646 1,646 Investments in subsidiaries
Investasi pada entitas ventura bersama Investments in joint ventures
Investasi pada entitas asosiasi 793 4,593 Investments in associates
Aset reasuransi Reinsurance assets
Aset imbalan pasca kerja Post-employment benefit assets
Goodwill Goodwill
Aset takberwujud selain goodwill Intangible assets other than goodwill
Properti investasi Investment properties
Aset ijarah Ijarah assets
Aset tetap 24,515,059 8,039,280 Property and equipment
Agunan yang diambil alih Foreclosed assets
Aset pengampunan pajak Tax amnesty assets
Aset lainnya 14,490,711 13,497,858 Other assets
Jumlah aset 1,003,644,426 878,426,312 Total assets
Liabilitas, dana syirkah temporer dan ekuitas Liabilities, temporary syirkah funds and equity
Liabilitas Liabilities
Liabilitas segera 5,410,313 5,138,562 Obligations due immediately
Bagi hasil yang belum dibagikan Undistributed profit sharing
Dana simpanan syariah Sharia deposits
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 96,910,036 79,727,184 Current accounts third parties
Giro pihak berelasi 44,508,984 33,702,159 Current accounts related parties
Giro wadiah Wadiah demand deposits
Giro wadiah pihak ketiga 1,107,149 933,197 Wadiah demand deposits third parties
Giro wadiah pihak berelasi 20,694 4,548 Wadiah demand deposits related parties
Tabungan Savings
Tabungan pihak ketiga 297,998,921 267,911,092 Savings third parties
Tabungan pihak berelasi 111,485 147,773 Savings related parties
Tabungan wadiah Wadiah savings
Tabungan wadiah pihak ketiga 4,167,021 3,711,483 Wadiah savings third parties
Tabungan wadiah pihak berelasi 9,740 4,446 Wadiah savings related parties
Deposito berjangka Time deposits
Deposito berjangka pihak ketiga 213,038,606 206,195,338 Time deposits third parties
Deposito berjangka pihak berelasi 79,990,772 61,689,066 Time deposits related parties
Deposito wakalah Wakalah deposits
Deposito wakalah pihak ketiga Wakalah deposits third parties
Deposito wakalah pihak berelasi Wakalah deposits related parties
Simpanan dari bank lain 2,229,538 11,165,073 Other banks deposits
Efek yang dijual dengan janji untuk dibeli kembali 7,302,398 11,377,958 Securities sold with repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak ketiga 347,217 445,753 Derivative payables third parties
Liabilitas derivatif pihak berelasi Derivative payables related parties
Utang asuransi Insurance payables
Liabilitas kepada pemegang polis unit-linked Liabilities to policyholder in unit-linked contracts
Utang bunga Interest payables
Liabilitas akseptasi 5,692,583 5,163,471 Acceptance payables
Utang usaha Accounts payable
Uang muka dan angsuran Advances and installments
Utang dividen Dividends payable
Utang dealer Dealer payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima pihak ketiga 34,908,170 35,380,358 Borrowings third parties
Pinjaman yang diterima pihak berelasi 100,000 100,000 Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan Securities issued
Obligasi 22,516,964 9,847,610 Bonds
Sukuk ijarah Ijarah sukuk
Surat utang jangka menengah 2,283,817 673,493 Mid-term loans
Efek yang diterbitkan lainnya Others securities issued
Liabilitas kontrak asuransi Insurance contract liabilities
Utang perusahaan efek Securities company payables
Provisi Provisions
Pendapatan ditangguhkan Deferred income
Liabilitas sewa pembiayaan Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi 895 1,242 Estimated losses on commitments and contingencies
Beban akrual Accrued expenses
Utang pajak 942,401 1,497,262 Taxes payable
Liabilitas pajak tangguhan Deferred tax liabilities
Liabilitas pengampunan pajak Tax amnesty liabilities
Liabilitas lainnya 10,111,453 7,392,766 Other liabilities
Kewajiban imbalan pasca kerja 9,451,203 8,063,738 post-employment benefit obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi pihak ketiga 1,008,510 56,468 Subordinated loans third parties
Pinjaman subordinasi pihak berelasi Subordinated loans related parties
Jumlah liabilitas 840,168,870 750,330,040 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current account
Giro mudharabah pihak ketiga Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi Mudharabah current account related parties
Tabungan mudharabah Mudharabah saving deposits
Tabungan mudharabah pihak ketiga 983,121 696,198 Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi Mudharabah saving deposits related parties
Deposito berjangka mudharabah Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga 15,586,696 14,058,802 Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi 93,149 214,093 Mudharabah time deposits related parties
Bank Bank
Giro mudharabah 0 Mudharabah current account
Tabungan mudharabah (ummat) Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah Mudharabah time deposits
Efek yang diterbitkan bank Bank securities issued
Investasi mudharabah antar bank Interbank mudharabah investments
Sukuk mudharabah Mudharabah sukuk
Sukuk mudharabah subordinasi Subordinated mudharabah sukuk
Jumlah dana syirkah temporer 16,662,966 14,969,093 Total temporary syirkah funds
Jumlah akumulasi dana tabarru Total accumulated tabarru's funds
Ekuitas Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk Equity attributable to equity owners of parent entity
Saham biasa 6,167,291 6,167,291 Common stocks
Saham preferen Preferred stocks
Tambahan modal disetor 2,773,858 2,773,858 Additional paid-in capital
Saham tresuri Treasury stocks
Uang muka setoran modal Advances in capital stock
Opsi saham Stock options
Cadangan revaluasi Revaluation reserves
Cadangan selisih kurs penjabaran Reserve of exchange differences on translation
Cadangan perubahan nilai wajar aset keuangan tersedia untuk dijual Reserve for changes in fair value of available-for-sale financial assets
Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas Reserve of gains (losses) from investments in equity instruments
Cadangan pembayaran berbasis saham Reserve of share-based payments
Cadangan lindung nilai arus kas Reserve of cash flow hedges
Cadangan pengukuran kembali program imbalan pasti Reserve of remeasurements of defined benefit plans
Cadangan lainnya Other reserves
Komponen ekuitas lainnya 12,170,722 ( 2,841,309 ) Other components of equity
Saldo laba (akumulasi kerugian) Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya Appropriated retained earnings
Cadangan umum dan wajib 3,022,685 3,022,685 General and legal reserves
Cadangan khusus 15,093,056 Specific reserves
Saldo laba yang belum ditentukan penggunaannya 122,286,786 88,617,280 Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk 146,421,342 112,832,861 Total equity attributable to equity owners of parent entity
Proforma ekuitas Proforma equity
Kepentingan non-pengendali 391,248 294,318 Non-controlling interests
Jumlah ekuitas 146,812,590 113,127,179 Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas 1,003,644,426 878,426,312 Total liabilities, temporary syirkah funds and equity