The original consolidated financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA (PERSERO) Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tanggal 31 Desember 2024 dan untuk Tahun yang Berakhir pada Tanggal Tersebut (Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) PT BANK RAKYAT INDONESIA (PERSERO) Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2024 and for the Year Then Ended (Expressed in millions of Rupiah, unless otherwise stated) 387 49. INFORMASI TAMBAHAN (lanjutan) 49. ADDITIONAL INFORMATION (continued) m. Risiko Nilai Tukar (lanjutan) m. Exchange Rate Risk (continued) Berikut adalah PDN (BRI saja) masing-masing pada tanggal 31 Desember 2024 dan 2023, per mata uang, sebagai berikut: The tables below represent NOP (BRI only) as December 31, 2024 and 2023, respectively, by currency, as follows: 31 Desember/ December 31, 2023 Aset/ Liabilitas/ PDN/ Mata Uang Assets Liabilities NOP Currencies Laporan Posisi Statement of Financial Keuangan dan Position and Rekening Administratif Administrative Accounts Dolar Amerika Serikat 331.100.472 331.199.191 98.719 United States Dollar Dolar Kanada 38.691 24.303 14.388 Canadian Dollar Renminbi 1.230.517 1.176.670 53.847 Renminbi Yen Jepang 5.574.573 4.698.897 875.676 Japanese Yen Dolar Singapura 3.769.803 3.802.661 32.858 Singaporean Dollar Euro Eropa 3.700.437 3.724.175 23.738 European Euro Dolar Australia 372.328 305.103 67.225 Australian Dollar Pound Sterling Inggris 1.085.793 968.132 117.660 Great Britain Pound Sterling Lain-lain 858.490 617.292 241.198 Others 1.525.309 Moda l 250.568.767 Capital Rasio PDN 0,62% NOP Ratio n. Manajemen Risiko Operasional n. Operational Risk Management Penerapan Manajemen Risiko Operasional dilakukan dengan berpedoman pada POJK No. 18/POJK.03/2016 tanggal 22 Maret 2016 tentang Penerapan Manajemen Risiko bagi Bank Umum dan Peraturan Menteri BUMN RI Nomor PER-5/MBU/09/2022 tentang Penerapan Manajemen Risiko pada Badan Usaha Milik Negara. Penerapan manajemen risiko mencakup pilar Pengawasan aktif Dewan Komisaris dan Direksi, Kecukupan kebijakan, prosedur dan penetapan limit, Kecukupan proses identifikasi, pengukuran, pemantauan dan pengendalian risiko serta sistem informasi manajemen risiko, dan sistem pengendalian internal. Implementation of Operational Risk Management is carried out according to Financial Services Authority Regulation (POJK) No. 18/POJK.03/2016 dated March 22, 2016 regarding Risk Management Implementation for Commercial Banks and the Minister of StateOwned Enterprises Regulation No.PER5/MBU/09/2022 regarding Implementation of Risk Management in State-Owned Enterprises, which requires the risk management implementation to cover the pillars of active monitoring by the Board of Commissioners and Directors, adequacy of policies, limit procedure and determination, adequacy of identification, measurement, monitoring and management of risk process adequacy as well as information system of risk management, and internal control system.
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