The original consolidated financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA (PERSERO) Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tanggal 31 Desember 2024 dan untuk Tahun yang Berakhir pada Tanggal Tersebut (Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) PT BANK RAKYAT INDONESIA (PERSERO) Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2024 and for the Year Then Ended (Expressed in millions of Rupiah, unless otherwise stated) 380 49. INFORMASI TAMBAHAN (lanjutan) 49. ADDITIONAL INFORMATION (continued) e. Tingkat Suku Bunga Rata-rata e. The Average Interest Rate 31 Desember/ 31 Desember/ December 31, 2024 December 31, 2023 Rupiah Rupiah Giro pada bank lain 0,07% 0,08% Current accounts with Other Banks Penempatan pada Bank Indonesia 2,21% 5,25% Placement with Bank Indonesia Penempatan pada Lembaga keuangan lain 2,26% 6,17% Placement with Other Financial Institutions Efek - efek 6,88% 6,61% Securities Kredit yang diberikan Loans Bunga Kontrak 10,77% 11,01% Contractual Interest Bunga Efektif 11,32% 11,79% Efective Interest Giro 4,82% 2,72% Demand deposits Tabungan 0,29% 0,26% Saving deposits Deposito 5,67% 4,71% Time deposits Simpanan dari bank lain Deposits from other banks dan lembaga keuangan lain 3,07% 1,76% and other financial institutions Mata uang asing Foreign currency Giro pada bank lain 3,39% 3,73% Current accounts with Other Banks Penempatan pada Bank Indonesia 4,89% 5,34% Placement with Bank Indonesia Penempatan pada Lembaga keuangan lain 5,13% 5,48% Placement with Other Financial Institutions Efek - efek % Securities Dolar Amerika Serikat 4,17% 3,80% United States Dollar Euro Eropa 2,27% 2,31% European Euro Dolar Singapura 2,77% 2,67% Singaporean Dollar Dolar Taiwan Baru 1,52% 1,39% New Taiwanese Dollar Yen Jepang 0,57% 0,61% Japanese Yen Kredit yang diberikan Loans Bunga Kontrak 4,84% 4,80% Contractual Interest Bunga Efektif 5,08% 5,07% Efective Interest Giro 2,33% 2,62% Demand deposits Tabungan 0,16% 0,19% Saving deposits Deposito 4,36% 3,18% Time deposits Simpanan dari bank lain Deposits from other banks dan lembaga keuangan lain 1,21% 2,15% and other financial institutions f. Kegiatan Jasa Kustodian f. Custodian Service Activities BRI melakukan kegiatan jasa penitipan harta (bank kustodian) sejak tahun 1996 berdasarkan izin operasi melalui Surat Keputusan Ketua Bapepam No. 91/PM/1996 tanggal 11 April 1996 dan telah ditunjuk sebagai Sub Registry dalam melaksanakan transaksi obligasi Pemerintah dan penatakerjaan SBI Scriptless oleh Bank Indonesia. BRI conducted custodian services (custodian bank) since 1996 based on its operating license through Bapepam’s Chairman Decree No. 91/PM/1996 dated April 11, 1996 and was appointed as the Sub-Registry in conducting Government bonds transactions and administration of Scriptless Bank Indonesia Certificates by Bank Indonesia. Jasa penitipan harta ini merupakan bagian dari kegiatan Divisi Investment Services yang meliputi jasa-jasa sebagai berikut: These custodian services are part of the Investment Services Division Activities, which include the following services: Jasa penyimpanan (safe keeping services) dan Portfolio Valuation; Jasa penyelesaian transaksi (settlement handling); Jasa penagihan penghasilan (income collection), termasuk pembayaran pajaknya; Jasacorporate action dan proxy services; Jasa informasi dan pelaporan (reporting services); Safekeeping services and portfolio valuation; Settlement handling services; Income collection services, including the related tax payments; Corporate actions and proxy services; Information and reporting services;
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