Annual Report 2023

Brunei, Japan, South Korea, and Malaysia with a maximum financing of IDR25 million. c. KUR Mikro TKI BRI d. KUR Mikro KI BRI e. Special KI KUR f. Special KMK KUR g. KUR Small KI h. KUR Small KMK 17. Letter of Credit (LC)/Domestic Letter of Credit (SKBDN) a. LC/SKBDN Publishing b. LC/SKBDN Acceptance 18. Partnership Program a. MSE Funding Program 19. Refinancing LC (BRI as Borrower/ Lender) a. Refinancing LC (BRI as Borrower) b. Refinancing LC (BRI as Lender) 20. SBLC/Demand Guarantee a. Bid Bond Stanby b. Advance Payment Standby c. Commercial Standby d. Performance Bond Standby e. Direct Pay Standby f. Counter Standby g. Financial Standby 21. Shipping Guarantee 22. Supply Chain Financing (SCF) a. Supply Chain Financing Account Receivable b. Supply Chain Financing Account Payable c. Document Against Payment/ Document Against Acceptance Financing d. Telegrafic Transfer Financing 23. Trade Asset Participation (Bank Risk) 24. ATM 25. Bancassurance a. Asuransi Jiwa Optimal Sejahtera Plus - Optimal Sejahtera Plus Life Insurance (Aurora Plus Insurance) b. Asuransi Dana Investasi Sejahtera - Prosperous Investment Fund Insurance (Davestera) c. Dana Investasi Sejahtera - Prosperous Investment Fund (Davestera) Optima Syariah d. Dana Investasi Sejahtera - Prosperous Investment Fund (Davestera) Optima e. BRI Life Double Care Insurance f. Professional Group Health Insurance g. Asuransi Jiwa Optimal Sejahtera Sejahtera - Optimum Prosperous Life Insurance (Aurora Insurance) h. Life Care Insurance i. ACCI Care Insurance j. Griya Proteksi Maksima - Maxima Protection House k. Pelita Life Insurance l. Brins Insurance Asri Insurance m. Brins Oto Insurance n. Bicycle Insurance o. Credit Life Insurance (AJK) Home Ownership Loans (Mortgage) p. Standard Insurance Fire Insurance q. Maximum Auto Protection r. Asuransi Proteksi Jiwa Terencana - Planned Life Protection Insurance (Kirana Insurance) 26. Bank Reference 27. BRI Money Changer a. Same Currency b. Different Currency 28. BRIefx 29. BRIFast Remittance BRIfast Remittance is BRI’s remittance service for outgoing fund remittance to overseas countries and incoming fund remittance from overseas to Indonesia. BRIfast Remittance offers outgoing remittance in 144 currencies all over the world, incoming remittance credited to BRI accounts, incoming remittance credited to other bank accounts, and incoming remittance cash pick-up service service (no need for a bank account) that can be withdrawn in all BRI units as well as BRI AgenBRILink in Indonesia in real time online. 30. Virtual Account a. BRIVA (BRI Virtual Account Credit) b. Cash Card (BRI Virtual Account Debit) 31. BRIZZI 32. Contact BRI a. SABRINA b. Video Banking c. Social Media d. Call Center 33. CRM 34. Derivative & Structure Product a. FX Forward b. FX Par Forward c. FX Domestic Non Deliverable Forward (DNDF) d. FX Swap e. FX Option f. Cross Currency Swap (CCS) g. Interest Only Swap (IOS) h. Principal Only Swap (POS) i. Forward Rate Agreement (FRA) j. Interest Rate Swap (IRS) k. Bond Forward l. Bond Option m. Overnight Index Swap (OIS) 35. Foreign Exchange Product a. FX Today b. FX Tomorrow c. FX Spot 36. Interest Rate Product a. MTN/MTN Issue (Medium Term Note) b. LTN/LTN Issue (Long Term Note) c. Repo/Reverse Repo of Securities d. Placement/Borrowing e. Term Deposit f. Deposit/Lending Facility g. Club Loan h. Issuance of Negotiable Certificate of Deposit (NCD) i. Corporate Bond j. Foreign Bond k. Sub Debt PT Bank Rakyat Indonesia (Persero) Tbk. 2023 Annual Report 92

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