Empowerment and Mentoring of MSMEs BRI actively empowers MSMEs with empowerment programs including: • Desa Brilian Desa BRILiaN is a Village Empowerment Program based on 4 (four) pillars, namely Village-Owned Enterprises (BUMDES), Digitalization, Innovation and Sustainability. Desa BRILiaN Program aims to produce role models in village development through the implementation of superior village leadership practices and a spirit of collaboration to optimize SDG-based village potential. The Empowerment Objects in the Desa BRILiaN Program consist of the Village Head and his staff, the Director of Village-Owned Enterprises and administrators of VillageOwned Enterprises, Representatives of the Village Consultative Body (BPD) or Community Figures, Representatives of Business Groups (Klaster) and Young Entrepreneurs (Karang Taruna, Pokdarwis and the like). Currently there are 3,178 BRILiaN Villages spread throughout Indonesia as a form of village ecosystem empowerment. • Rumah BUMN Rumah BUMN is a forum for SOE collaborative steps in forming a digital economy ecosystem through coaching MSMEs to increase their capacity and capability. MSMEs that are supported by Rumah BUMN will receive empowerment tailored to the level of MSME entrepreneurship. The presence of Rumah BUMN is a catalyst for MSMEs to move up a class towards Go Modern (change in entrepreneurial mindset), Go Digital (use of social media), Go Online (using e-commerce) and Go Global (ready to export). Currently BRI has 54 Rumah BUMN which are business development places for more than 418 thousand BRI MSME players and have received more than 12 thousand training sessions. • Klasterku Hidupku Klasterku Hidupku is an empowerment program for business clusters/ groups through institutional development and collaboration, so that they can increase business class and have wider market access. Of the 23,243 business clusters supported by BRI, 1,897 have received empowerment in the form of training and assistance with productive infrastructure. • UMKM EXPO (RT) BRILLIANTPRENEUR 2023 UMKM EXPO (RT) BRILLIANTPRENEUR 2023 is a BRI activity that aims to bring MSME players to the next level and expand their business to international markets. This activity is also BRI’s contribution to improving the National Working Hours Balance, to strengthening the Trade Balance, in line with efforts to increase labor-intensive MSMEs. MSME EXPO(RT) BRILIANPRENEUR 2023 involves new young entrepreneurs who will be able to support and encourage the Indonesian economy, as well as support BRI in realizing the Golden Indonesia Vision 2045 to make Indonesia a high-income developed country. Number of Female Debtors Account Officer Mekaar Total Mekaar Outstanding 2023 • Channeling credit to the category of Sustainable Business Activities (KKUB), both the MSME sector and environmental insight activities (KUBL) (L, S) • Issuing Green Bond worth IDR6 trillion (L) • Committing to Science-Based Target Initiatives (SBTI) related to the target of decreasing greenhouse gas emissions (L) • Determine the baseline year in an effort to reduce the company’s greenhouse gas emissions, namely 2022 (L) • Determine Net Zero Emission Targets in 2050 (L) • Publish a Task Force on Climate-related Financial Disclosures (TCFD) report • Conduct solar panel installations in the BRI (L) business unit • Join the United Nations Global Compact (UNGC) (T) • Publish policies related to the application of the principles of human rights in employment (S) +41,800 IDR42.0 trillion 15.1 million Empowering Women Through Ultra Micro Ecosystem Through PNM Mekaar, the UMi ecosystem provides access to capital, coaching and capacity building, especially for housewives. PT Bank Rakyat Indonesia (Persero) Tbk. 2023 Annual Report 19
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